Effective Date: July 28, 2026
These Terms and Conditions (“Terms”) govern your use of the website located at insuredwithgina.com (the “Website”) and any text message (SMS/MMS) communications program offered by Gina Lynch Ins Agcy Inc, d/b/a Gina Lynch Insurance Agency (“Company,” “we,” “us,” or “our”).
By accessing or using the Website, or by opting in to receive text messages from us, you agree to be bound by these Terms. If you do not agree, please do not use the Website or enroll in our text messaging program.
By accessing or browsing the Website, you confirm that you are at least 18 years old (or the age of majority in your jurisdiction) and that you accept and agree to comply with these Terms, our Privacy Policy, and all applicable laws and regulations.
The Website provides general information about insurance products and services offered by Gina Lynch Insurance Agency, a licensed insurance agency, and may allow visitors to request quotes, contact an agent, or access policy-related information. The Website is an informational and marketing tool and is not, by itself, an offer or guarantee of insurance coverage.
Information on the Website is provided for general informational purposes only and does not constitute insurance, legal, financial, or tax advice. Quotes, rates, and coverage descriptions displayed or requested through the Website are estimates only and are not binding until a policy is issued by a licensed insurance carrier and confirmed in writing. Coverage is subject to underwriting approval, policy terms, exclusions, and conditions set by the applicable insurance carrier. Always refer to your actual policy documents for the terms of your coverage.
If the Website allows you to submit personal information (such as through a quote request or contact form), you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any account credentials, if applicable, and for all activity that occurs under your submission.
All content on the Website, including text, graphics, logos, images, and software, is the property of Gina Lynch Ins Agcy Inc or its licensors and is protected by U.S. and international copyright, trademark, and other intellectual property laws. You may view and print Website content for personal, non-commercial use only. You may not reproduce, distribute, modify, or create derivative works from any Website content without our prior written consent.
The Website may contain links to third-party websites, including insurance carrier portals, for your convenience. We do not control and are not responsible for the content, privacy practices, or terms of any third-party site. Use of any linked site is at your own risk and subject to that site's own terms.
You agree not to: (a) use the Website for any unlawful purpose; (b) attempt to gain unauthorized access to any portion of the Website or its related systems; (c) introduce viruses, malware, or other harmful code; (d) scrape, harvest, or collect data from the Website without authorization; or (e) interfere with the proper functioning of the Website.
THE WEBSITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON INFRINGEMENT, OR ACCURACY. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.
You agree to indemnify and hold harmless Gina Lynch Ins Agcy Inc, its owners, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising out of your use of the Website, your violation of these Terms, or your violation of any rights of a third party.
By providing your mobile phone number and opting in through our Website, a form, in-person enrollment, or by texting a keyword to us, you agree to receive text messages from Gina Lynch Insurance Agency related to one or more of the following: (a) marketing and promotional messages regarding insurance products, offers, and renewals; (b) transactional and account related messages, such as policy or payment reminders, appointment confirmations, and service updates; and (c) two-way customer support conversations with our agents or staff (collectively, the “Program”).
By opting in, you consent to receive automated and/or manually sent text messages from us or our service providers at the mobile number you provided, including messages sent using an automatic telephone dialing system or similar technology where applicable. Consent to receive text messages is not a condition of purchasing any insurance product or service. Message content may include but is not limited to policy information, payment or renewal reminders, promotional offers, and responses to inquiries you submit.
Message frequency varies depending on your interactions with us and the type of messages you have opted in to receive (for example, ongoing service messages, occasional marketing messages, or replies to your inquiries).
Message and data rates may apply based on your mobile carrier plan. Delivery of text messages is subject to effective transmission from your wireless provider and is not guaranteed. We are not liable for delayed or undelivered messages.
You may cancel the Program at any time. Text STOP, UNSUBSCRIBE, CANCEL, END, or QUIT to any message from us to opt out. After opting out, you will receive one final message confirming your unsubscription, and you will no longer receive text messages from this Program unless you re-enroll. If you experience issues with the opt-out process, you may also contact us directly at 757-430-9000.
Text HELP to any message from us for assistance, or contact our support team directly at 757-430-9000 or by mail at 3617 Dam Neck Rd, Virginia Beach, VA 23453 .
Our Program is available on major U.S. wireless carriers. Carriers are not liable for delayed or undelivered messages. T-Mobile is not liable for delayed or undelivered messages. Carrier participation and network coverage may vary, and we do not guarantee delivery on every carrier or device.
Your mobile information will not be shared with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Your phone number and consent records will be handled in accordance with our Privacy Policy.
Text messaging is not a secure medium, and message delivery is subject to factors outside our control, including network congestion, carrier filtering, and device compatibility. We make no guarantee that any message will be received in a timely manner or at all.
We may update these Terms from time to time. Changes will be posted on the Website with a revised Effective Date. Your continued use of the Website or continued participation in the Program after changes are posted constitutes your acceptance of the revised Terms.
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of laws principles. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Virginia.
If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding your use of the Website and the Program, and supersede any prior agreements or understandings.
Gina Lynch Ins Agcy Inc (Gina Lynch Insurance Agency)
Address: 3617 Dam Neck Rd, Virginia Beach, VA 23453
Phone / Opt-Out / Support: 757-430-9000
Website: insuredwithgina.com